The wedding fayre is an ideal opportunity for couples preparing to make their wedding vows to meet a large range of local specialists and creative professionals who can help them to realise their vision for the big day.

The fayre will bring together over 30 wedding experts to give advice on potential wedding dilemmas such as wedding dresses, accessories, favours, cakes, florists, photographers, videographers, entertainment and car rental. A highlight of the day is the professionally choreographed catwalk fashion show, by Olivia Grace Bridal of St Neots, showcasing Mori Lee’s new collection of bridal gowns and bridesmaid dresses. The fashion shows will take place at 12.00 pm and 2.00 pm and gives brides an opportunity to sit down and get a feel for how they want to look on their special day.

As well as looking for inspiration, attendees will have the opportunity to taste canapés prepared by Wyboston Lakes’ award-winning chefs, sample cakes from the very best cake makers in the area and see a range of Rolls Royce cars.

Exhibition organiser, Amanda Orchard from Olivia Grace Bridal said: “Wyboston Lakes’ wedding fayre is one of the most reliable places to find the very best local suppliers for your big day.  The fayre is taking place in the lovely Willows Centre which is such a fantastic venue to get married in - you’ll be surprised what it can offer you. You’ll be assured of a friendly welcome and a glass of bubbly on arrival!

Laura Footner, wedding coordinator from Wyboston Lakes said: “Our wedding fayre has everything under one roof that couples may want or need on their big day.  All our guests can be assured of receiving lots of inspiration and advice from the region’s premier wedding specialists”

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Doors will be open from 11.00 am until 4.00 pm.  Admission is free and there is ample free parking.

For further information or to reserve an exhibition space, please contact Amanda Orchard on 01480 477194 or email amanda@oliviagraceevents.co.uk

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About Wyboston Lakes:

· Situated amongst 350 acres of picturesque countryside, Wyboston Lakes provides the ideal setting for civil ceremonies and wedding receptions and is recognised as one of the leading wedding venues in the East of England.

· Wyboston Lakes can accommodate up to 200 guests for a wedding breakfast or drinks reception and 75 guests for a wedding ceremony.

· Wyboston Lakes is synonymous with superb cuisine, impeccable levels of service and exceptional attention to detail.

· Wyboston Lakes is licensed with the Central Bedfordshire Council for civil ceremonies.

· The complimentary service of Wyboston Lakes’ in-house wedding co-ordinator is included. She will advise and support couples from the initial enquiry through to the big day.



How do you feel about roller coasters? Do you get nauseous or do you feel the thrill, throw your hands in the air and yell with excitement? If you want to succeed in the real estate industry you must learn to love unexpected turns of events and a wild ride. The real estate market is in an up and down cycle just like the stock market. Currently, many agents fear a soft or slowed market but the market has simply adjusted, as it has in the past. Change is a part of life and in the business of real estate you can count on it.

Two Words: Marketing Plan

Over the last few years many agents rode in on the sellers market and started a business with leads from family and friends. Unfortunately, relying on these types of leads is not a sustainable way of marketing yourself as a REALTOR?. In the excitement of a hot market many agents failed to think ahead and are now struggling to compete. Nationally there is a marketing frenzy that, without a plan of action, will shake you right out of the market. According to real estate expert Terry Watson, one of the ?Top 7 Rookie Mistakes? in the real estate industry is having no marketing plan. ?When you go into real estate sales, you are going into business for yourself,? states Watson. ?But many salespeople have no clear goals or timeline for achieving their goals,? he continues, ?Consistently, real estate professionals who have a written business plan are more successful than people who don?t?.

Be an Entrepreneur

Basically a REALTOR is an independent contractor. Don?t get confused and think, as an agent, you work for a broker. If you are not earning a commission split of ninety-five to one hundred percent why take your money and pay fifteen to fifty percent of every commission dollar? This alone will put your real estate career in the toilet. At the end of the day you:

1. Lack the money to market yourself.
2. Are unable to claim the maximum number of tax write offs.

3. Cannot afford an office assistant so you can meet with clients and prospect.

Terry Watson calls ?Not Maximizing Your Productivity? another one of the ?Top 7 Rookie Mistakes?. ?According to the NATIONAL ASSOCIATION OF REALTORS? Member Profile,? Watson says, ?real estate practitioners who used at least one personal assistant had a significantly higher sales volume than those who didn?t. You may erroneously think that you can?t afford a personal assistant. But think again.? Also every agent should partner with a franchise. Although you have to generate your own leads, you put more money in your pocket and take charge of your own destiny.

Technology Isn?t Just for Geeks

Another key to a successful real estate career is to utilize the technology available. As a real estate agent, technology makes you more efficient and organized. Again Terry Watson writes ?If you look at top-producing real estate professionals who are selling 600-plus units a year, you will notice that they have two things in common: assistants and systems.? He continues, ?These practitioners are multiplying their efforts and increasing their output through people and technology.? Also, approximately eighty percent of all buyers begin their real estate search online. The Internet is a tool no REALTOR? can afford to ignore. As an agent, I not only have web sites to attract online buyers and sellers nationwide, I have assembled a team of Internet marketing specialists. A focus on my niche market, those planning to retire or relocate to the Williamsburg region, makes Internet marketing essential. Don?t spread yourself thin, find a marketing strategy that works and invest in it!

Last But Not Least: Customer Service

Although exceptional customer service should be the top priority of every real estate agent, it isn?t. Customer service counts, especially when assisting people with the sale or purchase of one of their most precious investments, a home. I find more new clients by answering my cell phone and returning messages within four or five hours. Homebuyers and sellers don?t want that ?real estate if you?re lucky? feeling, they want a REALTOR? for life. Also, when you are with a client don?t answer phone calls. Give them your undivided attention and be responsive to their needs. These practices ensure referrals in the future.

Your career as a REALTOR? can lead to success if you are willing to put your sweat, heart and ambition into this ever changing industry. Find a real estate company to work for that is agent friendly and in turn you will be customer friendly. Approach successful real estate agents and ask them to mentor you. To learn more about real estate and the current market visit my web site at http://www.voncannonrealestate.com.



Tenant usually does not own property that could enable them to take a secured loan. They have to go for an unsecured loan which comes with harder terms and conditions laid down by the lender. On the top of it if tenants have bad credit the loan becomes all the more difficult task. Bad credit unsecured tenant loans are especially made for tenants going through bad financial phase. The loan is provided in a hassle free manner and can be utilized for whichever purpose the tenant wants to put it in use.

Bad credit is labeled against a tenant?s name because he or she has repeatedly defaulted in payments. Such tenants may have faced CCJs and even may have filed for bankruptcy. Credit score of these tenants on FICO scale of 300 to 850, often is below 600 considered as risky for a loan offer. Still one can take bad credit unsecured tenant loans without bothering much about bad credit.

Tenants with bad credit should prepare a sound and convincing repayment plan and present it to the lender to assure safe return of the loan. Tenants should be ready to present their monthly income and employment proof to the lender if asked. Bank account statement also works as an assurance for the lender. Also clearly tell the lender as to why you could not pay off the previous loans in time. Lender will listen you sympathetically and will consider your loan application if convinced.

Being unsecured, bad credit unsecured tenant loans have higher interest rate attached to it. The lender has to cover the risks involved in the loan. The loan is for shorter repayment duration of few years which also is one reason for higher interest rate. These tenants also will get smaller amount under the unsecured loan.

But before approaching a lender, take a copy of your credit report from a reputed credit rating agency and check it for errors. It would help a lot if some easy debts can be paid off as this will show the lender your intentions in paying the loan and better terms-conditions may be offered to you. Apply online for the loan in order to get it approved in shorter time and to reduce the cost of availing the loan. Before applying compare different loan offers.

Bad credit unsecured loans ensure a desired finance to bad credit tenants without bothering much about their adverse credentials. The loan will help you repair your credit score once the loan installments are paid in due time.



Many times, business owners make the decision to sell a business and too quickly dive into a listing arrangement without considering all of the consequences.

As a business owner looking to sell a business, here are a couple of issues to keep in mind if you want to sell your company quickly and at a good price.

Deal with a professional

As a business seller it is in your best interest to deal with a business broker, intermediary or specialist that focuses on the selling of businesses. Oftentimes, owners list their companies for sale with an individual who normally focuses on residential real estate and are disappointed when their business doesn?t sell. If you want to sell a business, it?s better to deal with a specialist.

Selling a business requires a unique skill set and the process is much different than selling a piece of real estate. For instance, business sales are usually kept confidential so dealing with a business sales specialist will benefit you by working with a professional that has an existing network of potential buyers interested specifically in businesses for sale. There is also more technical expertise required (example ? business valuation for the purpose to sell a business is much different than determining the value for a piece of real estate, the negotiation is usually much more involved, there are typically more deal terms to be negotiated, due diligence must be managed and the overall transition facilitated). If you are looking to sell a business please choose to deal with a professional that specializes in business sales.

Declare your income

Too often, business owners don?t ?declare? a portion of their business income in order to have a lower tax bill. This is highly unadvisable. For starters, CCRA would not be too happy if they discovered such activity. Secondly, from a purely economic point of view, it costs you, as a business owner, in the long run when you go to sell a business. For instance, suppose you decide not to declare $10,000 in earnings and keep this instead as cash ?off the books?. If your overall small business tax rate was 23% you would be saving about $2,300 in taxes. Alternatively, supposing you did declare the full amount you would pay $2,300 in taxes and be left with $7,700 in ?declared? income. However, supposing your business was valued at 2x earnings you would be gaining $15,400 in supportable business valuation when the day came to sell the business.

The point is that it may seem appealing in the short-run to cheat and not declare income but it really does pay to be honest. Businesses with undeclared earnings are much more difficult to sell and much more difficult to justify a valuation on. Business buyers always like to see properly documented and supportable earnings.

Do some analysis on your business

When you decide to sell a business, it is important to be able to tell a narrative to potential buyers about your business. Do some analysis and try to anticipate what an interested buyer might ask you. For instance, if profit margins have been decreasing, find out why. If sales have been decreasing, get to the root of it. Perhaps you had a period where you lost a staff member and have since resolved the situation.

Find out the story behind the numbers to paint an accurate picture to a buyer. Remember that no business is perfect and most reasonable buyers don?t expect it to be. Don?t try to gloss over any blemishes your business may have. Be forthright. Buyers expect you to be honest and if you?re not then that would raise a red flag that could potentially de-rail a deal.